Returns are based on projected farm yields, current market prices for the commodity, and the agreed off-take price. Each farm listing shows the expected annual ROI. Returns are paid at maturity (end of the investment cycle), credited directly to your FarmAlly wallet. Projections are backed by 5 years of historical yield data per farm category.

For insured farms, your capital is protected by our insurance partners (AXA Mansard, Leadway Assurance, AIICO) against crop failure, natural disasters, and operational disruption. For uninsured farms, the risk is clearly disclosed upfront — these typically offer higher ROIs. FarmAlly has maintained a 100% repayment record since inception, but past performance does not guarantee future results.

The minimum investment varies by farm. It starts as low as ₦30,000 for poultry farms and goes up to ₦250,000 for specialist aquaculture projects. The minimum is listed on every investment card. We recommend diversifying across 3–5 farms for balanced exposure.

Returns are credited to your FarmAlly wallet at the maturity date of each investment. You can then reinvest in a new farm cycle or withdraw to your linked bank account. Withdrawals are processed within 1–2 business days via direct bank transfer. There are no withdrawal fees.

Agricultural investments are fixed-term — early exit is not currently available. When you invest, the funds are deployed to the farm for the full cycle. This is why it is important to only invest what you can afford to lock up for the investment duration. We are building a secondary market feature for future releases.

Yes. FarmAlly is registered with the Securities and Exchange Commission (SEC) of Nigeria, compliant with NDPR data protection laws, and operates KYC/AML programs aligned with CBN guidelines. Investor funds are held in escrow accounts with regulated financial institutions — never co-mingled with FarmAlly's operating capital.

Every farm on FarmAlly passes a 47-point due diligence check: land ownership verification, financial audit, soil testing, agronomist certification, and photo/video documentation. Our team conducts on-site visits before and during the investment cycle. Investors receive regular progress reports with photos and sensor data from IoT devices deployed on each farm.